Rental Housing Screening

Rental Screening Criteria for Gallery Park Apartments

Cooper Street Capital adheres to the administrative rules and regulations as established by the Portland Housing Bureau, the state of Oregon and the Federal Government.

All applicants are required to present qualifying identification that adequately establishes a person’s identity.

Cooper Street Capital uses a third party screening agency, ResidentVerify®, with a proprietary evaluation system that assigns applicants a unique Index Score.

 

CREDIT

To Pass:

• Have a valid Credit Report available through the national credit bureau
• Have no FACTA Credit Alerts
• No rental collection records within the past 2 years
• No bankruptcy within the past 4 years
• ResidentVerify® Index Score above 50

Conditional acceptance will be grated in the case that:

• ResidentVerify® Index Score between 25 and 49

 

CRIMINAL

To pass an applicant should have none of the following:

• Felonies within the past 7 years (Property, Animal, Fraud, Technology, Family, Government, Public, Gambling, Weapon, Organized, Drug, Sex, Alcohol, Violence, Unclassified, Unknown, Theft by Check)
• Misdemeanors within the past 5 years (Fraud, Drug, Sex, Violence, Unclassified, Unknown)
• Misdemeanors within the past 2 years (Animal, Family, Government, Public, Gambling, Organized)
• No registrations on Sex Offender Registry

 

EVICTIONS, FILING & PUBLIC HEARINGS

To Pass:

• No eviction filings within the past year
• No eviction judgements within past 2 years

 

INCOME

To Pass:

• Rent to monthly income ratio above 2.5:1

Conditional acceptance requiring a guarantor will be grated in the case that:

• Rent to monthly income ratio between 2:1 and 2.5:1

 

Income includes all qualifying

Leasing Office

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Leasing Office Hours

• Monday : 9:00am — 5:00pm
• Tuesday : 9:00am — 5:00pm
• Wednesday : 9:00am — 5:00pm
• Thursday : 9:00am — 5:00pm
• Friday : 9:00am — 5:00pm
• Saturday : Closed
• Sunday : Closed

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